Do you know why college costs a lot of money? It’s due to the fact that you have to pay for tuition and fees, regular living, and all your extras while not having a full time job to pay for it. Most people don’t work full time while attending college full time. If you want to put off repayments until after college, federal loans will allow you to do this with a low interest rate.
For most loans, you’ll have to start paying them back at most six months after you have graduated. If you find a good job, maybe that doesn’t pay much, and an apartment, it’s going to take longer to pay back. Instead, why don’t you try paying them back faster by using all the money you can find to pay them?